A Division of Silverhawk Realty

Preparing to Buy a Home

As a renter, you’re essentially making mortgage payments for a property you’ll never own. Why not put that money towards something that at the end of the day is yours? Be prepared to make the switch from being a renter to becoming a homeowner and enjoy the sense of pride and tax benefits that come along with it!

preparing

Your Credit Score

Your credit score is a huge factor in determining what kind of loan you’ll be qualified for. If you know you have mistakes on your credit history, now is the time to get them fixed. Former bankruptcy, foreclosure, and… Continue reading

Advice for Sellers: Your House is Center Stage

Shakespeare once wrote “All the world’s a stage” and we believe the house to be at the center of it. By the time your open house visitors make an entrance, have each room staged in such a way that is designed to make the buyer feel right at home. When you’ve decided to sell your house, your best bet is to try and appeal to the widest range of buyers possible so they can picture it as their own. Make it easy for visitors to visualize their furniture in the space by calling in a home staging professional or attempting… Continue reading

Pre-Sale Home Inspection

 You’ve most likely heard of the home inspection… but have you ever heard of the pre-sale home inspection? That’s right. Home Inspections are not just for home buyers, they’re for home sellers too. We regularly suggest the idea of a pre-sale home inspection to home sellers for the sake of a smoother transaction.

Home Inspections for Sellers

Know Beforehand

Knowing what repairs need to be made before putting your house for sale on the market is an advantage in two ways: it can help you determine what the asking price should be, based on its condition. Being well informed can also give you… Continue reading

What to Expect When Home Inspecting

 During the process of buying a home, it is in your best interest to hire a professional home inspector to analyze the home’s condition. This is one of the most important steps in the home buying process as buying a home is one of, if not the biggest purchases you’ll ever make.

We understand emotions run high when it comes to that dream house you’ve always wanted and think you’ve found, but think again about what problems could be lurking under the surface. Do you really want to inherit a family of rodents or a few million insects along… Continue reading

Home Improvements That Pay You Back

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10 Steps to Buying a Home

10 Steps to Buying a Home

 

1. Preliminary Research

 

Use a mortgage calculator to find out how much house you can afford. A mortgage calculator will factor in your monthly income, expenses and outstanding debts, along with the amount of your down payment, loan term and interest rate to figure the affordable home amount. Calculating will give you an idea of what your price range will be when shopping for a home. During your preliminary research is also a good time to review your credit and fix mistakes, if any.

 

Contact a Realtor or real estate agent… Continue reading

4 Reasons to Stop Renting

You already know you live in a great community and you can see yourself living here for years to come. You love the specialty lattes at the corner coffee shop, are on a first name basis with the local vet and can’t imagine life without that honest mechanic it took years to find. You’re not leaving anytime soon, so why are you renting?

Buyer 1

The Hassles of Renting

First and foremost, cost. Your rent is paid from net income. Anything deductible is paid pre-tax. What this means to you, is your $850/mo rent payment is really $1133/mo if you were paying… Continue reading

The 5 Box Method

One of the biggest favors you can do for yourself, your real estate agent, your home stager and your buyers, is clear out the clutter. It’s something you’ve been meaning to tackle the clutter for a while now anyways, so what better time than when you’re trying to sell? Remember, your house is a product for buyers! Treat it as a product marketing professional would.

Tips and Advice for selling real estate
To make the job as quick and painless as possible, we suggest the five box method of purging clutter. It might help to know that all clutter is, is a delayed decision.

One of the… Continue reading

Pre-qualified vs. Pre-approved

 

The Difference between Pre-Qualified and Pre-Approved

Before buying a home, you’ll need to review your credit in order to be eligible for a home mortgage loan. Clean up any negative marks against you by investing in a service that will file a dispute with the credit bureaus on your behalf. Investing in a credit restoration will save you money down the road and also open up home mortgage loan options you may not have qualified for previously.

Prequalified and Preapproved for a Home Loan

What is a Pre-Qualification?

During a pre-qualification consultation, you’ll provide the mortgage lender with a snapshot of your current financial… Continue reading

Importance of Correctly Pricing a House for Sale

Deciding to put your house up for sale? I would be more than happy to help you avoid errors common in many for-sale-by-owner situations. If you are a for-sale-by-owner seller, I highly recommend hiring a real estate agent to take on the headache of dealing with paperwork and deadlines. The expertise a real estate agent is able to lend, means you are more likely to sell your house for more money and in less time. Read on for general information on how to price your home for sale and avoid seller mistakes.

Real Estate advice for sellers

When the Price is Not Right

Many home… Continue reading

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